*Our emphasis on this subject is not grounds for crisis thinking or panic. Quite the contrary, personal and family preparedness should be a way of provident living, an orderly approach to using the resources, gifts, and talents the Lord shares with us. So the first step is to teach our people to be self-reliant and independent through proper preparation for daily life.
Author: Victor L. Brown,
*There is a wise old saying " Eat it up, wear it out, make it do, or do without". Thrift is a practice of not wasting anything. Some people are able to get by because of the absence o expense. They have their shoes resoled, they patch, they mend, they sew, and they save money. They avoid installment buying, and make purchases only after saving enough to pay cash, thus avoiding interest charges. James E. Faust
*No man is truly fee who is financial bondage. ‘Think what you do when you run in debt,' said Benjamin Franklin, 'you give another power over your liberty.' Ezra T. Benson